EXPATRIATION.IO, cost of living tools for expats
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What will you actually
take home?

Enter your gross salary and see your net pay after income tax and social contributions, using latest available tax rates (2025-2026) for 55 countries popular with expats and digital nomads.

Location

No state income tax
Flat rate states
Progressive rate states

Filing status

Income

$
๐Ÿ‡บ๐Ÿ‡ธ

Enter your gross salary to see results

This tool provides estimates based on public datasets. It is not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.

How net salary varies across countries

Net salary is the amount you take home after income tax and mandatory social contributions are deducted from your gross pay. The gap between gross and net varies significantly by country: in some jurisdictions, a professional earning โ‚ฌ80,000 gross may keep over 80% of that amount, while in others the effective deduction rate exceeds 40%.

This calculator covers 55 countries popular with expatriates and international professionals, spanning Western Europe (France, Switzerland, Germany, Belgium, Luxembourg, Netherlands, Ireland, Austria, Spain, Portugal, Italy, Monaco), the Mediterranean and Eastern Europe (Malta, Cyprus, Greece, Czech Republic, Poland, Romania, Hungary, Turkey, Ukraine), the Nordics (Sweden, Denmark, Norway, Finland), the Americas (USA, Canada, Brazil, Mexico), the Middle East (UAE, Qatar, Saudi Arabia), Asia-Pacific (Singapore, Hong Kong, Japan, South Korea, India, China, Malaysia, Thailand, Georgia, Australia), Russia, and Africa (Egypt, South Africa, Mauritius, Morocco, Tunisia, Algeria, Senegal, Ivory Coast, Cameroon, Madagascar, DR Congo). For France, the calculation accounts for the quotient familial system. For Switzerland, the simulation covers all 26 cantons with commune-level municipal multipliers.

The deductions modeled include income tax (applied by bracket according to official 2025-2026 rates) and employee social contributions (healthcare, retirement, unemployment where applicable). The household type you select can materially change the result through tax credits, allowances, or rate adjustments depending on the country.

Results are estimates for planning purposes. Actual net salary depends on employer-specific benefits, bonus structures, local surcharges, and bilateral tax treaties. Cross-reference with official government tax calculators and consult a qualified tax professional for your specific situation.

Calculate by country

๐Ÿ‡ซ๐Ÿ‡ท France๐Ÿ‡จ๐Ÿ‡ญ Switzerland๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom๐Ÿ‡ช๐Ÿ‡ธ Spain๐Ÿ‡ต๐Ÿ‡น Portugal๐Ÿ‡ฒ๐Ÿ‡พ Malaysia๐Ÿ‡ฒ๐Ÿ‡บ Mauritius๐Ÿ‡ธ๐Ÿ‡ณ Senegal๐Ÿ‡น๐Ÿ‡ญ Thailand๐Ÿ‡ฌ๐Ÿ‡ช Georgia๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg๐Ÿ‡ง๐Ÿ‡ช Belgium๐Ÿ‡ฒ๐Ÿ‡จ Monaco๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands๐Ÿ‡ฎ๐Ÿ‡ช Ireland๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic๐Ÿ‡ต๐Ÿ‡ฑ Poland๐Ÿ‡ท๐Ÿ‡ด Romania๐Ÿ‡น๐Ÿ‡ท Turkey๐Ÿ‡ฆ๐Ÿ‡น Austria๐Ÿ‡ฌ๐Ÿ‡ท Greece๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco๐Ÿ‡จ๐Ÿ‡ฆ Canada๐Ÿ‡น๐Ÿ‡ณ Tunisia๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria๐Ÿ‡จ๐Ÿ‡ฎ Ivory Coast๐Ÿ‡จ๐Ÿ‡ฒ Cameroon๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates๐Ÿ‡ฉ๐Ÿ‡ช Germany๐Ÿ‡ฎ๐Ÿ‡น Italy๐Ÿ‡บ๐Ÿ‡ธ United States๐Ÿ‡จ๐Ÿ‡พ Cyprus๐Ÿ‡ฒ๐Ÿ‡น Malta๐Ÿ‡ธ๐Ÿ‡ช Sweden๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark๐Ÿ‡ณ๐Ÿ‡ด Norway๐Ÿ‡ซ๐Ÿ‡ฎ Finland๐Ÿ‡ญ๐Ÿ‡บ Hungary๐Ÿ‡จ๐Ÿ‡ฉ DR Congo๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar๐Ÿ‡ช๐Ÿ‡ฌ Egypt๐Ÿ‡ธ๐Ÿ‡ฌ Singapore๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong๐Ÿ‡ฏ๐Ÿ‡ต Japan๐Ÿ‡ฐ๐Ÿ‡ท South Korea๐Ÿ‡ฎ๐Ÿ‡ณ India๐Ÿ‡จ๐Ÿ‡ณ China๐Ÿ‡ท๐Ÿ‡บ Russia๐Ÿ‡ฆ๐Ÿ‡บ Australia๐Ÿ‡ง๐Ÿ‡ท Brazil๐Ÿ‡ฒ๐Ÿ‡ฝ Mexico๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa๐Ÿ‡ถ๐Ÿ‡ฆ Qatar๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia๐Ÿ‡บ๐Ÿ‡ฆ Ukraine

Common questions