🇮🇳 India

Net salary in India

India: 7 income tax brackets from 0% to 30% in 2026. The EXPATRIATION.IO calculator turns gross salary into net take-home pay using the official scale and employee social contributions.

Your results

Net annual salary
1,118,400 ₹
Net monthly salary
93,200 ₹
Convert to
Effective tax rate
6.8%
Marginal rate
10.0%
Income tax
60,000 ₹
Social contributions
21,600 ₹
NetIncome taxSocial contributions

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This estimate applies the New Regime income tax brackets only. It does not include the 4% Health and Education cess (which raises the tax), nor the Section 87A rebate (which can reduce or eliminate tax at lower incomes), so your actual liability may differ in both directions.

Tax breakdown by bracket

BracketRateAmountTax
0 ₹400,000 ₹0.0%400,000 ₹0 ₹
400,000 ₹800,000 ₹5.0%400,000 ₹20,000 ₹
800,000 ₹1,200,000 ₹10.0%400,000 ₹40,000 ₹
Income tax60,000 ₹
5.0%
10.0%

Social contributions breakdown

Employee Provident Fund (EPF) 21,600 ₹
Social contributions 21,600 ₹
Gross annual salary 1,200,000 ₹
Income tax 60,000 ₹
Social contributions 21,600 ₹
Total deductions 81,600 ₹
Net annual salary 1,118,400 ₹
Net monthly salary 93,200 ₹

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Computed for your profile: 1,118,400 ₹ net in India.

The page informs you. The report is the document you put on the table, computed for your exact profile:

Your full breakdown, computed for your salary, in a professional document
Side by side with United Kingdom: same salary, same household, both systems in one document
Your negotiation numbers: equivalent gross, -10% to +10% sensitivity, what every raise actually keeps
A 20-point pre-departure checklist and mobility package questions, included in the document
Cover of a sample report, SAMPLE watermarkNegotiation numbers page of a sample report, SAMPLE watermark
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Equivalent gross and sensitivity tableNoYes
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PDF by email in under 2 minutes · Secure payment by Stripe · Source: Income Tax Department, India (2026) · Last updated: August 2026

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Last updated: August 2026

This is an estimate for informational purposes. Actual taxes vary based on individual circumstances. Verify with local tax authorities for accurate calculations.

🇮🇳 India

New Tax Regime (default from FY 2025-26): 7 brackets from 0% to 30%. Standard deduction of ₹75,000 for salaried. Rebate under Sec 87A makes income up to ₹12,75,000 (salaried) effectively tax-free. Health & Education cess of 4% applies on tax. EPF employee contribution: 12% of basic salary, capped at ₹15,000/month.

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Tax system in India

India's New Tax Regime (default from FY 2025-26) has 7 progressive brackets from 0% to 30%, with a standard deduction of ₹75,000 for salaried individuals. A Section 87A rebate makes income up to ₹12,75,000 effectively tax-free. Employee Provident Fund (EPF) contribution is 12% of basic salary. A 4% Health & Education cess applies on income tax. Mumbai, Bangalore, Delhi, and Hyderabad are the main hubs for technology and financial services.

Income tax scale 2026

Taxable incomeRate
₹0 – ₹400,0000%
₹400,000 – ₹800,0005%
₹800,000 – ₹1,200,00010%
₹1,200,000 – ₹1,600,00015%
₹1,600,000 – ₹2,000,00020%
₹2,000,000 – ₹2,400,00025%
₹2,400,000 and above30%

Employee social contributions

ContributionRateAnnual cap
Employee Provident Fund (EPF)12%₹180,000

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Source: Income Tax Department, India · Tax year 2026 · Last updated August 2026