🇬🇷 Greece
Net Salary Calculator Greece 2026: Gross to Net, After Tax
Greece: 6 income tax brackets from 9% to 44% in 2026. The EXPATRIATION.IO calculator turns gross salary into net take-home pay using the official scale and employee social contributions.
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You have just calculated 1,836 EUR net per month.
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Tax breakdown by bracket
| Bracket | Rate | Amount | Tax |
|---|---|---|---|
| €0 – €10,000 | 9.0% | €10,000 | €900 |
| €10,000 – €20,000 | 20.0% | €10,000 | €2,000 |
| €20,000 – €30,000 | 26.0% | €5,989 | €1,557 |
| Personal allowance | - €497 | ||
| Income tax | €3,960 | ||
Social contributions breakdown
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Computed for your profile: 22,029 € net in Greece.
The page informs you. The report is the document you put on the table, computed for your exact profile:
| Calculator | Report | |
|---|---|---|
| Dated, sourced PDF you can present | No | Yes |
| Two countries side by side in one document | No | Yes |
| Equivalent gross and sensitivity table | No | Yes |
| Price | Free | 29 EUR |
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This is an estimate for informational purposes. Actual taxes vary based on individual circumstances. Verify with local tax authorities for accurate calculations.
🇬🇷 Greece
Greece has 6 progressive income tax brackets from 9% to 44%. A tax reduction of 777 EUR/year applies for employment income (effectively making the first ~8,636 EUR tax-free), phased out for income above 12,000 EUR. Employee social contributions (EFKA) total 13.37% since 1 January 2025, capped at monthly insurable earnings of 7,761.94 EUR in 2026 (93,143 EUR/year). The solidarity surcharge was abolished for most income from 2023.
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What the calculation reproduces, what it does not model
The employment and pension tax reduction is now applied for a single person with no children (777 EUR, tapering by 20 EUR per 1,000 EUR of income above 12,000 EUR to zero around 50,850 EUR). Taxpayers with children receive a larger reduction (900 EUR for one child, rising with each child), which is not modelled, so their tax is over-stated. The 2026 reform also lowers bracket rates by number of children and grants reduced rates for young workers (under 25, and 25 to 30), which are not modelled as there is no household or age input. The reduction is conditional on 30% of income being paid electronically, a compliance test that is not modelled.
Tax system in Greece
Greece has 6 progressive income tax brackets in 2026, from 9% on the first 10,000 EUR to 44% above 60,000 EUR. The 2026 reform lowered the middle rates to 20% (up to 20,000 EUR), 26% (up to 30,000 EUR), 34% (up to 40,000 EUR) and 39% (up to 60,000 EUR), with additional reductions by number of children and reduced rates for young workers under 30. A tax reduction of 777 EUR per year makes roughly the first 8,600 EUR of employment income tax-free, tapering out for income above 12,000 EUR. Employee social contributions (EFKA) total 13.37% of gross since 1 January 2025, covering pension, supplementary pension, healthcare and unemployment insurance, capped at insurable earnings of 7,761.94 EUR per month in 2026. Enter your gross salary to see your net take-home pay after the progressive brackets and EFKA.
Income tax scale 2026
| Taxable income | Rate |
|---|---|
| €0 – €10,000 | 9% |
| €10,000 – €20,000 | 20% |
| €20,000 – €30,000 | 26% |
| €30,000 – €40,000 | 34% |
| €40,000 – €60,000 | 39% |
| €60,000 and above | 44% |
Employee social contributions
| Contribution | Rate | Annual cap |
|---|---|---|
| Pension (EFKA main) | 6.67% | €93,143 |
| Supplementary pension (TEKA) | 3% | €93,143 |
| Healthcare in kind (EOPYY) | 1.65% | €93,143 |
| Healthcare cash benefits | 0.4% | €93,143 |
| Unemployment and other funds (DYPA) | 1.65% | €93,143 |
Gross to net for common salaries (2026)
Single filer without children, standard scale and employee contributions. Estimates for planning, identical to the calculator above.
| Gross per month (over 14) | Gross per year | Net per year | Net per month (over 12) | Total deductions |
|---|---|---|---|---|
| €920 | €12,880 | €10,803 | €900 | 16.1% |
| €1,071 | €15,000 | €12,253 | €1,021 | 18.3% |
| €1,429 | €20,000 | €15,631 | €1,303 | 21.8% |
| €1,786 | €25,000 | €18,910 | €1,576 | 24.4% |
| €2,143 | €30,000 | €22,029 | €1,836 | 26.6% |
| €2,571 | €36,000 | €25,677 | €2,140 | 28.7% |
| €3,000 | €42,000 | €29,003 | €2,417 | 30.9% |
| €3,571 | €50,000 | €33,273 | €2,773 | 33.5% |
| €4,286 | €60,000 | €38,407 | €3,201 | 36% |
| €5,714 | €80,000 | €48,510 | €4,043 | 39.4% |
Salaries in Greece: 14 payments a year
Most private-sector employees in Greece receive the equivalent of 14 monthly salaries per year. Three statutory allowances come on top of the 12 monthly payments: a Christmas allowance equal to one full monthly salary and an Easter allowance equal to half a monthly salary (Joint Ministerial Decision 19040/1981), plus a vacation allowance of up to half a monthly salary (article 3 par. 16 of Law 4504/1966). Each allowance is due in full when the employment relationship covers the whole reference period.
This matters when reading a Greek offer: a salary quoted per month usually implies 14 payments, so the annual gross is the monthly figure multiplied by 14. The statutory minimum wage is 920 EUR gross per month since 1 April 2026 (Ministerial Decision 8934/2026), or 12,880 EUR per year on 14 payments. Enter the annual amount in the calculator to see income tax and EFKA deductions.
Sources: Ministry of Labour, Holiday Allowances · Ministerial Decision 8934/2026 (Bernitsas Law)
Moving to Greece: the special tax regimes
For professionals transferring their tax residence to Greece, article 5C of the Income Tax Code (Law 4172/2013) exempts 50% of employment and business income earned in Greece from income tax, for a maximum of 7 consecutive tax years. The legislation sets four main conditions: not having been a Greek tax resident for 5 of the 6 years preceding the transfer, moving from an EU or EEA state or from a country with a tax administrative cooperation agreement with Greece, working under an employment relationship with a Greek entity or the permanent establishment of a foreign company, and declaring the intention to stay at least 2 years. Since Law 5222/2025, the position no longer needs to be newly created.
For pension income from abroad, article 5B (introduced by Law 4714/2020) provides an alternative flat taxation of 7% on total foreign-source income, for a maximum of 15 tax years, under comparable residence conditions. The application is filed with the Greek tax administration by 31 March of the relevant tax year.
The calculator on this page applies the standard scale and does not model these regimes. They involve detailed conditions and deadlines: for a personal decision, consult a tax lawyer or a chartered accountant and check the texts in force with the AADE.
Sources: AADE, Tax Incentives for New Tax Residents · Iason Skouzos TaxLaw, the 5C regime
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Source: aade.gr · Tax year 2026 · Last updated August 2026