🇲🇦 Morocco
Net Salary Calculator Morocco 2026: Gross to Net (IR)
Morocco: 6 income tax brackets from 0% to 37% in 2026. The EXPATRIATION.IO calculator turns gross salary into net take-home pay using the official scale and employee social contributions.
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Tax breakdown by bracket
| Bracket | Rate | Amount | Tax |
|---|---|---|---|
| 0 MAD – 40,000 MAD | 0.0% | 40,001 MAD | 0 MAD |
| 40,001 MAD – 60,000 MAD | 10.0% | 16,224 MAD | 1,622 MAD |
| Income tax | 1,622 MAD | ||
Social contributions breakdown
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Computed for your profile: 73,344 MAD net in Morocco.
The page informs you. The report is the document you put on the table, computed for your exact profile:
| Calculator | Report | |
|---|---|---|
| Dated, sourced PDF you can present | No | Yes |
| Two countries side by side in one document | No | Yes |
| Equivalent gross and sensitivity table | No | Yes |
| Price | Free | 29 EUR |
Sample pages (Geneva sample profile), sent and unlocked with the email simulation
PDF by email in under 2 minutes · Secure payment by Stripe · Source: tax.gov.ma (DGI) (2026) · Last updated: July 2026
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This is an estimate for informational purposes. Actual taxes vary based on individual circumstances. Verify with local tax authorities for accurate calculations.
🇲🇦 Morocco
Morocco applies a progressive income tax (IR) with 6 brackets from 0% to 37% (the 2025 Finance Law cut the top rate from 38% and raised the exempt threshold to 40,000 MAD). Net taxable salary is gross minus employee social contributions minus the professional-expenses deduction. The professional deduction is 25% for gross above 78,000 MAD/year (35% at or below), capped at 35,000 MAD/year. Employee social contributions total 6.74%: CNSS 4.48% (capped at 6,000 MAD/month) and AMO health insurance 2.26% (no cap), both deductible from the tax base.
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Tax system in Morocco
Morocco uses a progressive income tax (IR) with six brackets from 0% to 38%. The 2025 Finance Law raised the exempt threshold to 40,000 MAD. A 20% professional expenses deduction (capped at 30,000 MAD/year) reduces the taxable base before brackets are applied. Employee CNSS contributions total 6.22%: pension at 3.96% (capped at 6,000 MAD/month) and AMO health insurance at 2.26% (uncapped). Casablanca is the main economic hub, with Rabat and Marrakech also attracting international professionals. Enter your gross salary to convert it to net take-home pay under the IR schedule.
Income tax scale 2026
| Taxable income | Rate |
|---|---|
| 0 MAD – 40,000 MAD | 0% |
| 40,001 MAD – 60,000 MAD | 10% |
| 60,001 MAD – 80,000 MAD | 20% |
| 80,001 MAD – 100,000 MAD | 30% |
| 100,001 MAD – 180,000 MAD | 34% |
| 180,001 MAD and above | 37% |
Employee social contributions
| Contribution | Rate | Annual cap |
|---|---|---|
| CNSS | 4.48% | 72,000 MAD |
| AMO (health insurance) | 2.26% | No cap |
Morocco: working culture
Common questions
Source: tax.gov.ma (DGI) · Tax year 2026 · Last updated July 2026