City comparison
🇨🇦 Toronto vs 🇨🇦 Montreal
Side-by-side comparison of cost of living, taxes, and quality of life for expats.
Quick verdict
More affordable
Toronto
1% more expensive overall
Higher quality of life
Toronto
8.5/10 vs 8.5/10
Cost of living comparison
| Category | 🇨🇦 Toronto | 🇨🇦 Montreal |
|---|---|---|
| Rent (1-bed, center) | €1,413 | €1,116 |
| Rent (1-bed, suburb) | €1,252 | €852 |
| Groceries (single) | €371 | €247 |
| Transport pass | €96 | €65 |
| Restaurant (2 people) | €74 | €65 |
| Monthly budget (moderate) | €2,700 | €2,000 |
Quality of life
| Metric | 🇨🇦 Toronto | 🇨🇦 Montreal |
|---|---|---|
| Overall | 8.5/10 | 8.5/10 |
| Safety | 8.5/10 | 8.5/10 |
| Healthcare | 8.5/10 | 8.5/10 |
| Education | 8.5/10 | 8.5/10 |
| Expat Community | 9/10 | 8/10 |
| English Proficiency | 9.5/10 | 7.5/10 |
Tax & practical info
🇨🇦
Toronto
CanadaTax regime
Progressive tax up to 53.5% (federal + provincial)
Climate
Humid continental
Nomad visa
–
Effective tax rate
27–32%
Avg. salary
€65,000–€95,000
🇨🇦
Montreal
CanadaTax regime
Progressive tax up to 53.3% (federal + provincial)
Climate
Humid continental
Nomad visa
–
Effective tax rate
31–35%
Avg. salary
€55,000–€85,000
Crunch the numbers
Use our calculators to compare your actual take-home pay and monthly budget.
These figures are indicative and based on public datasets. They are not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.
EXPATRIATION.IO
Going further with your move?
Explore expatriation.io for the guides, tools and resources to plan your expatriation, all in one place.