City comparison
🇨🇦 Toronto vs 🇨🇦 Montreal
Side-by-side comparison of cost of living, taxes, and quality of life for expats.
Quick verdict
More affordable
Montreal
17% cheaper overall
Higher quality of life
Toronto
8.5/10 vs 8.5/10
Cost of living comparison
| Category | 🇨🇦 Toronto | 🇨🇦 Montreal |
|---|---|---|
| Rent (1-bed, center) | €1,413 | €1,116 |
| Rent (1-bed, suburb) | €1,252 | €852 |
| Groceries (single) | €371 | €247 |
| Transport pass | €96 | €65 |
| Restaurant (2 people) | €74 | €65 |
| Monthly budget (moderate) | €2,700 | €2,000 |
Quality of life
| Metric | 🇨🇦 Toronto | 🇨🇦 Montreal |
|---|---|---|
| Overall | 8.5/10 | 8.5/10 |
| Safety | 8.5/10 | 8.5/10 |
| Healthcare | 8.5/10 | 8.5/10 |
| Education | 8.5/10 | 8.5/10 |
| Expat Community | 9/10 | 8/10 |
| English Proficiency | 9.5/10 | 7.5/10 |
Tax & practical info
🇨🇦
Toronto
CanadaTax regimeProgressive tax up to 53.5% (federal + provincial)
ClimateHumid continental
Nomad visa–
Effective tax rate27–32%
Avg. salary€65,000–€95,000
🇨🇦
Montreal
CanadaTax regimeProgressive tax up to 53.3% (federal + provincial)
ClimateHumid continental
Nomad visa–
Effective tax rate31–35%
Avg. salary€55,000–€85,000
Crunch the numbers
Use our calculators to compare your actual take-home pay and monthly budget.
These figures are indicative and based on public datasets. They are not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.
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