City guide
🇨🇦 Living in Toronto
Canada's largest city and one of its most multicultural, with a deep job market, public healthcare, and a clear immigration path to permanent residence
Not sure Toronto is your city? Take the 2-minute quiz →At a glance
Net salary calculator
Calculate your take-home pay in Toronto with our detailed tax calculator.
Net salary in Canada →Cost of living
| Rent (1-bed, center) | €1,413/mo |
| Rent (1-bed, outside centre) | €1,252/mo |
| Groceries (single) | €371/mo |
| Groceries (family) | €964/mo |
| Transport pass | €96/mo |
| Restaurant (2 people, mid-range) | €74 |
| Coffee | €4.00 |
| Gym membership | €39/mo |
| Healthcare | Ontario has public healthcare (OHIP) covering most physician and hospital care at no direct cost; the former three-month waiting period has been eliminated, so eligible new residents get immediate coverage. Many employers add supplemental insurance for dental, vision, and prescription drugs |
Budget calculator
Build a detailed monthly budget for Toronto based on your lifestyle.
Build your budget →Why choose Toronto?
Canada's largest job market, especially strong in finance, tech, and professional services
Public healthcare (OHIP) covers most medical and hospital care
A clear, points-based route to permanent residence via Express Entry
Among the world's most multicultural cities, with large international communities
English-speaking, with high quality of life and safety
Lower provincial tax than Quebec, and high salaries by Canadian standards
Quality of life
Moving to Toronto : checklist
- 1Explore your immigration route: Express Entry (federal points), a Provincial Nominee stream (OINP), or an employer work permit (often requiring an LMIA)
- 2Apply for OHIP on arrival; the former three-month waiting period has been eliminated, so eligible residents get immediate coverage
- 3Get a Social Insurance Number (SIN) to work and bank
- 4Budget for rent: a downtown one-bedroom averages around 1,410 euros per month, with the suburbs a little lower
- 5Get a PRESTO card for the subway, streetcars, and buses
- 6Open a Canadian bank account and start building local credit
- 7Note that winters are long and cold; budget for warm clothing and indoor life from December to March
Frequently asked questions
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These figures are indicative and based on public datasets. They are not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.
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