Tax comparison
🇨🇭Geneva vs 🇨🇭Zug
At €80,000 gross, the net annual salary is 57,894 CHF in Geneva and 62,693 CHF in Zug, a gap of 4,799 CHF per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Geneva and Zug
Geneva (Swiss canton) and Zug (Swiss canton) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 21.9% in Geneva compared to 15.5% in Zug. That translates to a difference of roughly €5,175 per year in favor of Zug.
In Geneva, federal tax is 767 CHF while cantonal and municipal taxes add 7,269 CHF, with social contributions (AHV, ALV, BVG) totaling 8,246 CHF. In Zug, federal tax is 767 CHF with cantonal/municipal taxes of 2,470 CHF and social contributions of 8,246 CHF.
The net annual take-home is 57,894 CHF in Geneva and 62,693 CHF in Zug. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Geneva, about €73,400 gross is needed in Zug to reach the same net salary.
That figure answers the same net. For the gross that gives back the same purchasing power, restated at each side's price level, the two answers sit side by side.
Over the €30,000 to €250,000 gross range the ranking reverses at around €38,000: below that level Geneva leaves the higher net salary, above it Zug does.
Detailed comparison at €80,000 gross
| Geneva | Zug | |
|---|---|---|
| Gross annual salary | 74,176 CHF | 74,176 CHF |
| Income tax (national or federal) | 767 CHF | 767 CHF |
| Cantonal and municipal tax | 7,269 CHF | 2,470 CHF |
| Social contributions | 8,246 CHF | 8,246 CHF |
| Total deductions | 16,282 CHF | 11,483 CHF |
| Net annual salary | 57,894 CHF | 62,693 CHF |
| Net monthly salary | 4,825 CHF | 5,224 CHF |
| Effective deduction rate | 21.9% | 15.5% |
Breakdown of social contributions
Geneva
| AHV/IV/EO (old-age, disability) | 3,931 CHF |
|---|---|
| ALV (unemployment) | 816 CHF |
| BVG/LPP (pension fund) | 2,386 CHF |
| UVG (accident insurance) | 1,113 CHF |
| Total contributions | 8,246 CHF |
Zug
| AHV/IV/EO (old-age, disability) | 3,931 CHF |
|---|---|
| ALV (unemployment) | 816 CHF |
| BVG/LPP (pension fund) | 2,386 CHF |
| UVG (accident insurance) | 1,113 CHF |
| Total contributions | 8,246 CHF |
Examples at several salary levels
| Gross (EUR) | Rate Geneva | Net Geneva | Rate Zug | Net Zug |
|---|---|---|---|---|
| €45,000 | 13.2% | €39,071 | 11.7% | €39,722 |
| €80,000 | 21.9% | €62,440 | 15.5% | €67,615 |
| €120,000 | 26.8% | €87,871 | 17.7% | €98,815 |
| €250,000 | 33.9% | €165,133 | 22.2% | €194,517 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
With a married household and two children, at the same €80,000 gross, the net annual salary is 65,930 CHF in Geneva and 65,918 CHF in Zug, a gap of 12 CHF per year.
Sources: estv.admin.ch + cantonal tax administration, tax year 2026
This tool provides estimates based on public datasets. It is not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.