Tax comparison
🇨🇭Genevavs🇨🇭Zug
At €80,000 gross, the net annual salary is 58,492 CHF in Geneva and 63,440 CHF in Zug, a gap of 4,948 CHF per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Geneva and Zug
Geneva (Swiss canton) and Zug (Swiss canton) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 22.1% in Geneva compared to 15.5% in Zug. That translates to a difference of roughly €5,270 per year in favor of Zug.
In Geneva, federal tax is 798 CHF while cantonal and municipal taxes add 7,463 CHF, with social contributions (AHV, ALV, BVG) totaling 8,367 CHF. In Zug, federal tax is 785 CHF with cantonal/municipal taxes of 2,528 CHF and social contributions of 8,367 CHF.
The net annual take-home is 58,492 CHF in Geneva and 63,440 CHF in Zug. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Geneva, about €73,300 gross is needed in Zug to reach the same net salary.
Over the €30,000 to €250,000 gross range the ranking reverses at around €37,000: below that level Geneva leaves the higher net salary, above it Zug does.
Detailed comparison at €80,000 gross
| Geneva | Zug | |
|---|---|---|
| Gross annual salary | 75,120 CHF | 75,120 CHF |
| Income tax (national or federal) | 798 CHF | 785 CHF |
| Cantonal and municipal tax | 7,463 CHF | 2,528 CHF |
| Social contributions | 8,367 CHF | 8,367 CHF |
| Total deductions | 16,628 CHF | 11,680 CHF |
| Net annual salary | 58,492 CHF | 63,440 CHF |
| Net monthly salary | 4,874 CHF | 5,287 CHF |
| Effective deduction rate | 22.1% | 15.5% |
Breakdown of social contributions
Geneva
| AHV/IV/EO (old-age, disability) | 3,981 CHF |
|---|---|
| ALV (unemployment) | 826 CHF |
| BVG/LPP (pension fund) | 2,433 CHF |
| UVG (accident insurance) | 1,127 CHF |
| Total contributions | 8,367 CHF |
Zug
| AHV/IV/EO (old-age, disability) | 3,981 CHF |
|---|---|
| ALV (unemployment) | 826 CHF |
| BVG/LPP (pension fund) | 2,433 CHF |
| UVG (accident insurance) | 1,127 CHF |
| Total contributions | 8,367 CHF |
Examples at several salary levels
| Gross (EUR) | Rate Geneva | Net Geneva | Rate Zug | Net Zug |
|---|---|---|---|---|
| €45,000 | 13.4% | €38,976 | 11.8% | €39,689 |
| €80,000 | 22.1% | €62,291 | 15.5% | €67,561 |
| €120,000 | 27.0% | €87,624 | 17.7% | €98,752 |
| €250,000 | 34.2% | €164,506 | 22.3% | €194,345 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
With a married household and two children, at the same €80,000 gross, the net annual salary is 66,753 CHF in Geneva and 66,733 CHF in Zug, a gap of 20 CHF per year.
Sources: estv.admin.ch + cantonal tax administration, tax year 2026
This tool provides estimates based on public datasets. It is not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.