~$840
0–27.5% progressive PIT · Hot desert
City finder
Best places to retire abroad
Affordable, sunny cities that stretch a fixed income, ranked from the lowest cost of living. Every entry combines a warm climate with a cost base below most Western capitals.
Take the 2-minute quiz →2🇹ðŸ‡Chiang MaiThailand
~$1,120
5–35% progressive (remitted foreign income taxed since 2024) · Tropical mild · nomad visa
3🇻🇳Da NangVietnam
~$1,120
5–35% progressive · Tropical monsoon
4🇲🇾PenangMalaysia
~$1,200
0% on unremitted foreign income; MM2H long-stay visa · Tropical island · nomad visa
5🇹🇳TunisTunisia
~$1,200
Progressive tax up to 40% · Mediterranean
~$1,280
5-year digital nomad visa, 0% on foreign income · Tropical · nomad visa
7🇻🇳Ho Chi Minh CityVietnam
~$1,280
5–35% progressive · Tropical
8🇲🇦MarrakechMorocco
~$1,280
10–38% progressive · Hot, dry
9🇵ðŸ‡ManilaPhilippines
~$1,360
Progressive 0-35% · Tropical · nomad visa
10🇹ðŸ‡PhuketThailand
~$1,360
5–35% progressive (remitted foreign income taxed since 2024) · Tropical · nomad visa
11🇮🇩JakartaIndonesia
~$1,440
Progressive 5–35% · Tropical · nomad visa
12🇲🇦CasablancaMorocco
~$1,440
10–38% progressive · Mediterranean
This list includes cities in our dataset tagged low-cost and sunny, sorted by cost-of-living index (New York = 100). It is a starting point, not a recommendation: healthcare access, residence rules and taxation vary widely and should be checked with a qualified professional.
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What is the most affordable place to retire abroad?
The cities at the top of the list above have the lowest cost-of-living index in our dataset among warm-climate destinations. Your actual budget depends on housing, healthcare and lifestyle, which the budget calculator can model.
Does this cover pensions and taxes?
No. This page ranks cities by cost of living and climate only. Pension taxation and residence rules are regulated matters: consult a qualified tax advisor before deciding.
These figures are indicative and based on public datasets. They are not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.