🇳🇦 Namibia
Net Salary Calculator Namibia 2026: Gross to Net (PAYE)
Namibia: 7 income tax brackets from 0% to 37% in 2026. The EXPATRIATION.IO calculator turns gross salary into net take-home pay using the official scale and employee social contributions.
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You have just calculated 24,138 NAD net per month.
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Tax breakdown by bracket
| Bracket | Rate | Amount | Tax |
|---|---|---|---|
| 0 NAD – 100,000 NAD | 0.0% | 100,000 NAD | 0 NAD |
| 100,000 NAD – 150,000 NAD | 18.0% | 50,000 NAD | 9,000 NAD |
| 150,000 NAD – 350,000 NAD | 25.0% | 200,000 NAD | 50,000 NAD |
| Income tax | 59,000 NAD | ||
Social contributions breakdown
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Computed for your profile: 289,650 NAD net in Namibia.
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| Calculator | Report | |
|---|---|---|
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| Price | Free | 29 EUR |
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PDF by email in under 2 minutes · Secure payment by Stripe · Source: namra.org.na (NamRA) (2026) · Last updated: August 2026
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This is an estimate for informational purposes. Actual taxes vary based on individual circumstances. Verify with local tax authorities for accurate calculations.
🇳🇦 Namibia
Namibia taxes salaries through PAYE withheld by the employer on the progressive schedule of the Income Tax Act, 1981 as amended by the Income Tax Amendment Act, 2024: no tax on the first 100,000 NAD a year, then six rates from 18% to 37% above 1,550,000 NAD, for the tax year running from 1 March 2026 to 28 February 2027. The only compulsory employee social contribution is the Social Security Commission's MSD contribution (maternity leave, sick leave and death benefits): 0.9% of the basic wage, at least 4.50 and at most 112.50 NAD a month from 1 September 2026 (basic wage capped at 12,500 NAD a month; 14,000 from 1 March 2027), matched by the employer. Employers whose annual payroll is 1,000,000 NAD or more also pay a 1% VET levy, which does not reduce the employee's net. The Namibia dollar has been pegged one-to-one to the South African rand since 1993 (Common Monetary Area) and the rand is legal tender in Namibia.
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What the calculation reproduces, what it does not model
The model is a single employee on a cash salary: PAYE is computed on the gross salary under the schedule of the Income Tax Amendment Act, 2024 (Act No. 4 of 2024), the scale in force for the tax year from 1 March 2026 to 28 February 2027; the first 100,000 NAD is the untaxed bracket of the schedule, not a separate allowance. The social security contribution (MSD, 0.9%) is legally assessed on the basic wage between 500 and 12,500 NAD a month; the calculator applies it to the gross salary entered, capped at 150,000 NAD a year (basic wage capped at 12,500 NAD a month from 1 September 2026, then 14,000 NAD from 1 March 2027, a maximum contribution of 112.50 then 126.00 NAD a month), which can overstate it slightly when the gross includes allowances above the basic wage; the 500 NAD monthly floor is not modelled. Social security is not deducted from the tax base. Deductible voluntary contributions to approved pension, provident and retirement annuity funds and education policies (combined cap of 150,000 NAD a year) and fringe benefits are not modelled. The Income Tax Amendment Bill tabled in 2026, which proposes revising the brackets over two years, was not law on 31 August 2026 and is not applied. For your situation, confirm with NamRA and the Social Security Commission.
Tax system in Namibia
Namibia taxes salaries through PAYE withheld by the employer, on the progressive schedule of the Income Tax Amendment Act, 2024: no tax on the first 100,000 NAD a year, then six rates from 18% to 37% above 1,550,000 NAD, for the tax year running from 1 March 2026 to 28 February 2027. An amendment bill announced with the 2026/27 budget and tabled in mid-2026 proposes revising the brackets over two financial years; it was not law at the end of August 2026. The only compulsory employee contribution is the Social Security Commission's MSD contribution (maternity leave, sick leave and death benefits): 0.9% of the basic wage, at most 112.50 NAD a month from 1 September 2026 (basic wage capped at 12,500 NAD a month), matched by the employer. The Namibia dollar is pegged one-to-one to the South African rand, which is also legal tender in the country. Windhoek concentrates most international positions, with mining, finance and logistics among the main employers of foreign professionals. Enter your gross salary to see your net take-home pay under the PAYE schedule.
Income tax scale 2026
| Taxable income | Rate |
|---|---|
| 0 NAD – 100,000 NAD | 0% |
| 100,000 NAD – 150,000 NAD | 18% |
| 150,000 NAD – 350,000 NAD | 25% |
| 350,000 NAD – 550,000 NAD | 28% |
| 550,000 NAD – 850,000 NAD | 30% |
| 850,000 NAD – 1,550,000 NAD | 32% |
| 1,550,000 NAD and above | 37% |
Employee social contributions
| Contribution | Rate | Annual cap |
|---|---|---|
| Social security (MSD) | 0.9% | 150,000 NAD |
Wage benchmarks in Namibia
Minimum wage: Wage Order for Setting the National Minimum Wage for Employees (Government Notice No. 218 of 7 August 2024, Government Gazette No. 8409), section 5: 18.00 NAD per ordinary hour of work from 1 January 2025, with transitional rates for domestic workers (15.00 NAD in 2026), agricultural workers (14.00 NAD in 2026) and, since the amendment of 15 January 2025, security workers (16.00 NAD in 2026), all reaching 18.00 NAD in January 2027. The order defines the minimum per hour and publishes no monthly amount; the amendment of October 2025 changed payment modalities only. Average: Namibia Statistics Agency, Namibia Labour Force Survey 2018 Report, gross monthly wage of paid employees in their main job, the most recent labour force survey publishing a wage level; the 2023 census labour report publishes a distribution only (55.4% of employees below 5,000 NAD a month). Median: no national median published.
| Benchmark | Gross amount | Source |
|---|---|---|
| Statutory minimum wage (2025) | 18.00 NAD gross per hour (general rate; transitional rates for domestic, agricultural and security workers until 2027) | Government Gazette No. 8409 |
| Average wage (2018) | 7,935 NAD gross per month (paid employees, gross, main job) | Namibia Statistics Agency |
The Namibian tax year and the September 2026 social security step
The individual tax year runs from 1 March to 28 or 29 February: the scale on this page is the one in force for the year of assessment from 1 March 2026 to 28 February 2027, unchanged since 1 March 2024, when the Income Tax Amendment Act, 2024 raised the untaxed threshold to 100,000 NAD. The Income Tax Amendment Bill announced with the 2026/27 budget and tabled in mid-2026 proposes revising the brackets over two financial years; it was not law at the end of August 2026, so PAYE withholdings still follow the 2024 schedule. On a gross salary of 350,000 NAD a year, the calculator shows 24,138 NAD net a month.
The social security contribution changes during the 2026/27 tax year: the MSD basic-wage ceiling of the Social Security Commission moves from 11,000 to 12,500 NAD a month on 1 September 2026, taking the maximum employee contribution from 99.00 to 112.50 NAD a month, with further increases already gazetted for 1 March 2027 (14,000 NAD), 2028 (15,000) and 2029 (16,000). The employer pays the same amounts; this page applies the ceiling in force from 1 September 2026.
Sources: NamRA, rates of normal tax for individuals · Income Tax Amendment Act, 2024 (Government Gazette No. 8442 of 16 September 2024) · Social Security Commission (MSD ceiling: Government Gazette No. 8975 of 15 July 2026; SSC implementation notice of 7 August 2026)
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Source: namra.org.na (NamRA) · Tax year 2026 · Last updated August 2026