Tax comparison
🇨🇭Vaudvs🇨🇭Bern
At €80,000 gross, the net annual salary is 56,045 CHF in Vaud and 55,537 CHF in Bern, a gap of 508 CHF per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Vaud and Bern
Vaud (Swiss canton) and Bern (Swiss canton) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 25.4% in Vaud compared to 26.1% in Bern. That translates to a difference of roughly €541 per year in favor of Vaud.
In Vaud, federal tax is 785 CHF while cantonal and municipal taxes add 9,923 CHF, with social contributions (AHV, ALV, BVG) totaling 8,367 CHF. In Bern, federal tax is 785 CHF with cantonal/municipal taxes of 10,431 CHF and social contributions of 8,367 CHF.
The net annual take-home is 56,045 CHF in Vaud and 55,537 CHF in Bern. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Vaud, about €80,800 gross is needed in Bern to reach the same net salary.
Over the €30,000 to €250,000 gross range the ranking reverses at around €126,500: below that level Vaud leaves the higher net salary, above it Bern does.
Detailed comparison at €80,000 gross
| Vaud | Bern | |
|---|---|---|
| Gross annual salary | 75,120 CHF | 75,120 CHF |
| Income tax (national or federal) | 785 CHF | 785 CHF |
| Cantonal and municipal tax | 9,923 CHF | 10,431 CHF |
| Social contributions | 8,367 CHF | 8,367 CHF |
| Total deductions | 19,075 CHF | 19,583 CHF |
| Net annual salary | 56,045 CHF | 55,537 CHF |
| Net monthly salary | 4,670 CHF | 4,628 CHF |
| Effective deduction rate | 25.4% | 26.1% |
Breakdown of social contributions
Vaud
| AHV/IV/EO (old-age, disability) | 3,981 CHF |
|---|---|
| ALV (unemployment) | 826 CHF |
| BVG/LPP (pension fund) | 2,433 CHF |
| UVG (accident insurance) | 1,127 CHF |
| Total contributions | 8,367 CHF |
Bern
| AHV/IV/EO (old-age, disability) | 3,981 CHF |
|---|---|
| ALV (unemployment) | 826 CHF |
| BVG/LPP (pension fund) | 2,433 CHF |
| UVG (accident insurance) | 1,127 CHF |
| Total contributions | 8,367 CHF |
Examples at several salary levels
| Gross (EUR) | Rate Vaud | Net Vaud | Rate Bern | Net Bern |
|---|---|---|---|---|
| €45,000 | 20.0% | €35,990 | 21.2% | €35,457 |
| €80,000 | 25.4% | €59,685 | 26.1% | €59,145 |
| €120,000 | 28.9% | €85,351 | 29.0% | €85,244 |
| €250,000 | 36.5% | €158,851 | 35.1% | €162,311 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
With a married household and two children, at the same €80,000 gross, the net annual salary is 61,085 CHF in Vaud and 62,185 CHF in Bern, a gap of 1,100 CHF per year.
Sources: estv.admin.ch + cantonal tax administration, tax year 2026
This tool provides estimates based on public datasets. It is not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.