Tax comparison
🇨🇦Quebecvs🇨🇦Ontario
At €80,000 gross, the net annual salary is 85,102 C$ in Quebec and 90,744 C$ in Ontario, a gap of 5,642 C$ per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Quebec and Ontario
Quebec (Canadian province) and Ontario (Canadian province) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 34.1% in Quebec compared to 29.7% in Ontario. That translates to a difference of roughly €3,498 per year in favor of Ontario.
In Quebec, federal tax is 17,540 C$ and provincial tax adds 20,165 C$, with CPP/EI contributions of 6,234 C$. In Ontario, federal tax is 21,006 C$ with provincial tax of 12,924 C$ and contributions of 5,770 C$.
The net annual take-home is 85,102 C$ in Quebec and 90,744 C$ in Ontario. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Quebec, about €73,800 gross is needed in Ontario to reach the same net salary.
Across the €30,000 to €250,000 gross range, Ontario leaves the higher net salary at every level tested.
Detailed comparison at €80,000 gross
| Quebec | Ontario | |
|---|---|---|
| Gross annual salary | 129,040 C$ | 129,040 C$ |
| Income tax (national or federal) | 17,540 C$ | 21,006 C$ |
| Provincial tax | 20,165 C$ | 12,924 C$ |
| Social contributions | 6,234 C$ | 5,770 C$ |
| Total deductions | 43,938 C$ | 38,296 C$ |
| Net annual salary | 85,102 C$ | 90,744 C$ |
| Net monthly salary | 7,092 C$ | 7,562 C$ |
| Effective deduction rate | 34.1% | 29.7% |
Breakdown of social contributions
Quebec
| QPP (Quebec Pension Plan) | 4,479 C$ |
|---|---|
| QPP2 | 416 C$ |
| EI (employment insurance) | 896 C$ |
| QPIP (parental insurance) | 443 C$ |
| Total contributions | 6,234 C$ |
Ontario
| CPP (Canada Pension Plan) | 4,230 C$ |
|---|---|
| CPP2 | 416 C$ |
| EI (employment insurance) | 1,123 C$ |
| Total contributions | 5,770 C$ |
Examples at several salary levels
| Gross (EUR) | Rate Quebec | Net Quebec | Rate Ontario | Net Ontario |
|---|---|---|---|---|
| €45,000 | 29.4% | €31,791 | 25.5% | €33,513 |
| €80,000 | 34.1% | €52,760 | 29.7% | €56,258 |
| €120,000 | 38.6% | €73,622 | 34.8% | €78,247 |
| €250,000 | 45.7% | €135,670 | 43.8% | €140,431 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
Sources: canada.ca (CRA) + provincial finance ministries, tax year 2026
This tool provides estimates based on public datasets. It is not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.