Tax comparison
🇨🇦Quebec vs 🇨🇦Ontario
At €80,000 gross, the net annual salary is 84,246 C$ in Quebec and 89,852 C$ in Ontario, a gap of 5,606 C$ per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Quebec and Ontario
Quebec (Canadian province) and Ontario (Canadian province) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 33.9% in Quebec compared to 29.5% in Ontario. That translates to a difference of roughly €3,518 per year in favor of Ontario.
In Quebec, federal tax is 17,198 C$ and provincial tax adds 19,787 C$, with CPP/EI contributions of 6,234 C$. In Ontario, federal tax is 20,596 C$ with provincial tax of 12,551 C$ and contributions of 5,770 C$.
The net annual take-home is 84,246 C$ in Quebec and 89,852 C$ in Ontario. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Quebec, about €73,800 gross is needed in Ontario to reach the same net salary.
That figure answers the same net. For the gross that gives back the same purchasing power, restated at each side's price level, the two answers sit side by side.
Across the €30,000 to €250,000 gross range, Ontario leaves the higher net salary at every level tested.
Detailed comparison at €80,000 gross
| Quebec | Ontario | |
|---|---|---|
| Gross annual salary | 127,464 C$ | 127,464 C$ |
| Income tax (national or federal) | 17,198 C$ | 20,596 C$ |
| Provincial tax | 19,787 C$ | 12,551 C$ |
| Social contributions | 6,234 C$ | 5,770 C$ |
| Total deductions | 43,218 C$ | 37,612 C$ |
| Net annual salary | 84,246 C$ | 89,852 C$ |
| Net monthly salary | 7,020 C$ | 7,488 C$ |
| Effective deduction rate | 33.9% | 29.5% |
Breakdown of social contributions
Quebec
| QPP (Quebec Pension Plan) | 4,479 C$ |
|---|---|
| QPP2 | 416 C$ |
| EI (employment insurance) | 896 C$ |
| QPIP (parental insurance) | 443 C$ |
| Total contributions | 6,234 C$ |
Ontario
| CPP (Canada Pension Plan) | 4,230 C$ |
|---|---|
| CPP2 | 416 C$ |
| EI (employment insurance) | 1,123 C$ |
| Total contributions | 5,770 C$ |
Examples at several salary levels
| Gross (EUR) | Rate Quebec | Net Quebec | Rate Ontario | Net Ontario |
|---|---|---|---|---|
| €45,000 | 29.2% | €31,866 | 25.2% | €33,661 |
| €80,000 | 33.9% | €52,875 | 29.5% | €56,393 |
| €120,000 | 38.5% | €73,790 | 34.6% | €78,443 |
| €250,000 | 45.6% | €135,904 | 43.7% | €140,731 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
Sources: canada.ca (CRA) + provincial finance ministries, tax year 2026
This tool provides estimates based on public datasets. It is not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.