City guide

🇯🇵 Living in Tokyo

The world's largest metropolis, exceptionally safe and efficient, with rich culture, moderate taxes, and surprisingly affordable rent

At a glance

Population
9,730,000 (metro: 37,000,000)
Currency
JPY
Avg. salary
€45,000–€80,000
Effective tax
26–32%

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Cost of living

Rent (1-bed, center) €1,087/mo
Rent (1-bed, suburb) €611/mo
Groceries (single) €205/mo
Groceries (family) €533/mo
Transport pass €66/mo
Restaurant (2 people, mid-range) €38
Coffee €3.00
Gym membership €55/mo
Healthcare Japan has universal public health insurance. Employees enrol in employees health insurance (kenko hoken) through their employer, with the cost shared between employer and employee and a standard 30 percent co-pay on most care
Frugal
€1,300
/month
Moderate
€1,900
/month
Comfortable
€2,800
/month

Budget calculator

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Why choose Tokyo?

Moderate income tax for a major economy: an effective rate around 26 to 32 percent for a typical expat, including income tax and social insurance

Exceptional safety and cleanliness, with very low crime

World-class public transport and infrastructure in the world's largest metro

Surprisingly affordable rent for a global megacity

A rich culture: food, tradition, and a deep arts and design scene

Public health insurance for residents, through employees health insurance

Quality of life

Overall
8.5
Safety
9.5
Healthcare
9
Education
8.5
Air Quality
8
Culture
9
Expat Community
7.5
English Proficiency
5

Moving to Tokyo : checklist

  1. 1 Secure a work visa: common routes are the Engineer/Specialist in Humanities visa and the Highly Skilled Professional points-based visa; Japan also offers a 6-month digital-nomad visa for short stays
  2. 2 Enrol in employees health insurance through your employer; coverage is public, with a standard 30 percent co-pay
  3. 3 Plan for the language: Japanese is the working language and English is limited in daily life and administration, so basic Japanese helps significantly
  4. 4 Budget for rent: a central one-bedroom averages around 1,090 euros per month, affordable for a megacity
  5. 5 Get a Suica or PASMO card for trains, metro, and buses
  6. 6 Open a Japanese bank account and obtain a residence card (zairyu card) on arrival
  7. 7 Note the France-Japan social security agreement: French workers posted temporarily can stay in the French system and avoid double pension contributions

Frequently asked questions

How much tax will I pay in Tokyo? +
A Tokyo resident pays national income tax (progressive), a 2.1 percent reconstruction surtax on that tax, a roughly 10 percent local inhabitant tax, and social insurance. For a typical expat the combined effective rate is around 26 to 32 percent. This is general information, not tax advice.
What visa do I need to work in Tokyo? +
Common routes are the Engineer/Specialist in Humanities visa and the Highly Skilled Professional points system. Japan also introduced a 6-month digital-nomad visa in 2024 for remote workers on short stays.
How does healthcare work in Tokyo? +
Japan has universal public health insurance; employees enrol in employees health insurance through their employer, with a standard 30 percent co-pay on most care.
Do I need to speak Japanese in Tokyo? +
For daily life and administration, to a real degree, yes. Japanese is the working language and English is limited outside international firms, so basic Japanese makes everyday life much easier.
How expensive is Tokyo? +
Tokyo is more affordable than its reputation, especially on rent, which is low for a global megacity. A weaker yen has also made it cheaper for euro earners in recent years.

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