City guide
🇸🇬 Living in Singapore
A low-tax Asian financial hub with extensive infrastructure, very high safety, and English as the working language
Not sure Singapore is your city? Take the 2-minute quiz →At a glance
Net salary calculator
Calculate your take-home pay in Singapore with our detailed tax calculator.
Net salary in Singapore →Cost of living
| Rent (1-bed, center) | €2,507/mo |
| Rent (1-bed, outside centre) | €1,777/mo |
| Groceries (single) | €269/mo |
| Groceries (family) | €754/mo |
| Transport pass | €86/mo |
| Restaurant (2 people, mid-range) | €54 |
| Coffee | €4.40 |
| Gym membership | €88/mo |
| Healthcare | Public healthcare is high quality, but subsidies are weighted toward citizens and permanent residents, so expats typically rely on employer-provided or private health insurance |
Budget calculator
Build a detailed monthly budget for Singapore based on your lifestyle.
Build your budget →Why choose Singapore?
Low personal income tax: a resident effective rate of roughly 7 to 11 percent on a typical expat salary, with no CPF for Employment-Pass foreigners
Most foreign-sourced income is not taxed in Singapore
Strong safety and rule of law; consistently ranks high on international safety indices
English is an official working language, so there is no language barrier at work or in administration
Extensive infrastructure: the Changi air hub, an efficient metro, and high-standard healthcare
A large international community and a leading Asian base for finance, tech, and regional headquarters
Quality of life
Moving to Singapore : checklist
- 1Secure an Employment Pass tied to a job offer (2026 floor S$5,600/month, higher in finance and with age); applications are scored via the COMPASS framework
- 2Open a local bank account once you have your pass and a local address
- 3Budget for housing first: a central one-bedroom averages about 2,500 euros per month, suburbs about 1,780 euros
- 4Get an EZ-Link or SimplyGo card for the MRT and buses
- 5Arrange private health insurance: public subsidies favour citizens and permanent residents
- 6Note that as a foreigner you do not contribute to CPF, so your take-home pay reflects income tax only
Frequently asked questions
Is Singapore really low-tax?+
What visa lets me work in Singapore?+
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Is English widely spoken?+
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These figures are indicative and based on public datasets. They are not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.
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