City guide
🇸🇬 Living in Singapore
A low-tax Asian financial hub with world-class infrastructure, exceptional safety, and English as the working language
At a glance
Net salary calculator
Calculate your take-home pay in Singapore with our detailed tax calculator.
Calculate net salary →Cost of living
| Rent (1-bed, center) | €2,507/mo |
| Rent (1-bed, suburb) | €1,777/mo |
| Groceries (single) | €269/mo |
| Groceries (family) | €754/mo |
| Transport pass | €86/mo |
| Restaurant (2 people, mid-range) | €54 |
| Coffee | €4.40 |
| Gym membership | €88/mo |
| Healthcare | Public healthcare is high quality, but subsidies are weighted toward citizens and permanent residents, so expats typically rely on employer-provided or private health insurance |
Budget calculator
Build a detailed monthly budget for Singapore based on your lifestyle.
Build your budget →Why choose Singapore?
Low personal income tax: a resident effective rate of roughly 7 to 11 percent on a typical expat salary, with no CPF for Employment-Pass foreigners
Most foreign-sourced income is not taxed in Singapore
Exceptional safety and rule of law, consistently among the safest cities in the world
English is an official working language, so there is no language barrier at work or in administration
World-class infrastructure: the Changi air hub, an efficient metro, and top-tier healthcare
A large international community and a leading Asian base for finance, tech, and regional headquarters
Quality of life
Moving to Singapore : checklist
- 1 Secure an Employment Pass tied to a job offer (2026 floor S$5,600/month, higher in finance and with age); applications are scored via the COMPASS framework
- 2 Open a local bank account once you have your pass and a local address
- 3 Budget for housing first: a central one-bedroom averages about 2,500 euros per month, suburbs about 1,780 euros
- 4 Get an EZ-Link or SimplyGo card for the MRT and buses
- 5 Arrange private health insurance: public subsidies favour citizens and permanent residents
- 6 Note that as a foreigner you do not contribute to CPF, so your take-home pay reflects income tax only
Frequently asked questions
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