🇹🇬 Togo

Net salary in Togo

Togo: 8 income tax brackets from 0% to 35% in 2026. The EXPATRIATION.IO calculator turns gross salary into net take-home pay using the official scale and employee social contributions.

CFA

Your results

Net annual salary
7,837,320 CFA
Net monthly salary
653,110 CFA
Convert to
Effective tax rate
12.9%
Marginal rate
10.0%
Income tax
352,680 CFA
Social contributions
810,000 CFA
NetIncome taxSocial contributions

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The base is gross minus the 9% employee social (CNSS pension 4% + AMU health 5%), then a 28% professional abatement capped at 2,800,000 XOF (28% of the first 10,000,000 XOF of after-social income), per CGI 2025 articles 26 and 74. A per-dependant reduction of 10,000 XOF per month (max 6 dependants), which lowers the tax for households with dependants, is not modelled (single-filer basis). The barème is the one in force under the 2023 finance law, carried in the 2025 code edition. For your situation, confirm with the OTR.

Tax breakdown by bracket

BracketRateAmountTax
0 CFA900,000 CFA0.0%900,001 CFA0 CFA
900,001 CFA3,000,000 CFA3.0%2,100,000 CFA63,000 CFA
3,000,001 CFA6,000,000 CFA10.0%2,896,799 CFA289,680 CFA
Income tax352,680 CFA
3.0%
10.0%

Social contributions breakdown

CNSS (pension) 360,000 CFA
AMU (health insurance) 450,000 CFA
Social contributions 810,000 CFA
Gross annual salary 9,000,000 CFA
Income tax 352,680 CFA
Social contributions 810,000 CFA
Total deductions 1,162,680 CFA
Net annual salary 7,837,320 CFA
Net monthly salary 653,110 CFA

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2026
Source
otr.tg
Last updated: July 2026

This is an estimate for informational purposes. Actual taxes vary based on individual circumstances. Verify with local tax authorities for accurate calculations.

🇹🇬 Togo

Togo taxes salaries through the IRPP (impot sur le revenu des personnes physiques), an 8-band annual scale from 0% to 35% (Office Togolais des Recettes, Code General des Impots 2025, article 74). The taxable base is gross salary minus the employee social contributions, then a 28% professional abatement applying to the fraction of after-social income up to 10,000,000 XOF (so at most 2,800,000 XOF). Employee social contributions total 9%: CNSS pension 4% and the AMU universal health insurance 5% (mandatory for salaried workers since 1 January 2024), both uncapped and deductible from the tax base. The first 900,000 XOF a year is tax-free and the top 35% rate applies above 20,000,000 XOF. XOF (CFA Franc) is pegged to EUR at 655.957.

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Tax system in Togo

Togo taxes employment income through the IRPP (impot sur le revenu des personnes physiques), an eight-band annual scale from 0% to 35% (Office Togolais des Recettes, article 74). The taxable base is gross salary minus employee social contributions, then a 28% professional abatement on the fraction of after-social income up to 10,000,000 XOF (at most 2,800,000 XOF). Employee social totals 9%: CNSS pension 4% and the AMU universal health insurance 5%, mandatory for salaried workers since 2024 and uncapped. The first 900,000 XOF a year is tax-free and the top 35% rate applies above 20,000,000 XOF. Lome is Togo's capital and main base for expatriate professionals, with a growing port and services economy.

Income tax scale 2026

Taxable incomeRate
0 CFA – 900,000 CFA0%
900,001 CFA – 3,000,000 CFA3%
3,000,001 CFA – 6,000,000 CFA10%
6,000,001 CFA – 9,000,000 CFA15%
9,000,001 CFA – 12,000,000 CFA20%
12,000,001 CFA – 15,000,000 CFA25%
15,000,001 CFA – 20,000,000 CFA30%
20,000,001 CFA and above35%

Employee social contributions

ContributionRateAnnual cap
CNSS (pension)4%No cap
AMU (health insurance)5%No cap

Common questions

Source: otr.tg · Tax year 2026 · Last updated July 2026