City comparison

🇺🇸 San Francisco vs 🇺🇸 New York

Side-by-side comparison of cost of living, taxes, and quality of life for expats.

Quick verdict

More affordable
New York
3% cheaper overall
Higher quality of life
New York
7.5/10 vs 8/10

Cost of living comparison

Category🇺🇸 San Francisco🇺🇸 New York
Rent (1-bed, center)€3,143€3,705
Rent (1-bed, suburb)€2,386€2,403
Groceries (single)€389€285
Transport pass€78€121
Restaurant (2 people)€104€125
Monthly budget (moderate)€4,200€4,000

Quality of life

Metric🇺🇸 San Francisco🇺🇸 New York
Overall7.5/108/10
Safety6.5/107/10
Healthcare8.5/108/10
Education8.5/108.5/10
Expat Community8.5/109/10
English Proficiency10/1010/10

Tax & practical info

🇺🇸

San Francisco

United States
Tax regime
California progressive to 13.3%
Climate
Cool Mediterranean
Nomad visa
–
Effective tax rate
30–34%
Avg. salary
€120,000–€200,000
Full San Francisco guide →
🇺🇸

New York

United States
Tax regime
New York to 10.9% + NYC local to 3.9%
Climate
Humid continental
Nomad visa
–
Effective tax rate
31–35%
Avg. salary
€100,000–€180,000
Full New York guide →

Crunch the numbers

Use our calculators to compare your actual take-home pay and monthly budget.

These figures are indicative and based on public datasets. They are not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.

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