City comparison
🇲🇨 Monaco vs 🇱🇺 Luxembourg City
Side-by-side comparison of cost of living, taxes, and quality of life for expats.
Quick verdict
More affordable
Luxembourg City
51% cheaper overall
Higher quality of life
Monaco
9/10 vs 8.5/10
Cost of living comparison
| Category | 🇲🇨 Monaco | 🇱🇺 Luxembourg City |
|---|---|---|
| Rent (1-bed, center) | €3,500 | €1,700 |
| Rent (1-bed, suburb) | €2,800 | €1,300 |
| Groceries (single) | €500 | €350 |
| Transport pass | €30 | Free |
| Restaurant (2 people) | €100 | €70 |
| Monthly budget (moderate) | €6,500 | €3,200 |
Quality of life
| Metric | 🇲🇨 Monaco | 🇱🇺 Luxembourg City |
|---|---|---|
| Overall | 9/10 | 8.5/10 |
| Safety | 10/10 | 9/10 |
| Healthcare | 9.5/10 | 9/10 |
| Education | 8/10 | 8.5/10 |
| Expat Community | 8/10 | 9.5/10 |
| English Proficiency | 7/10 | 8/10 |
Tax & practical info
🇲🇨
Monaco
MonacoTax regime0% personal income tax (residents)
ClimateMediterranean
Nomad visa–
Effective tax rate0% (social contributions only)
Avg. salary€60,000–€150,000+
🇱🇺
Luxembourg City
LuxembourgTax regimeProgressive 0–42%, expat regime available
ClimateOceanic
Nomad visa–
Effective tax rate25–35%
Avg. salary€55,000–€85,000
Crunch the numbers
Use our calculators to compare your actual take-home pay and monthly budget.
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