Tax comparison
🇨🇾Cyprusvs🇲🇹Malta
At €80,000 gross, the net annual salary is €58,372 in Cyprus and €57,965 in Malta, a gap of €407 per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: Cyprus and Malta
Cyprus (country) and Malta (country) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 27.0% in Cyprus compared to 27.5% in Malta. That translates to a difference of roughly €407 per year in favor of Cyprus.
In Cyprus, income tax amounts to €13,445 and social contributions add €8,184. In Malta, income tax is €19,185 and social contributions are €2,850.
The net annual take-home is €58,372 in Cyprus and €57,965 in Malta. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Cyprus, about €80,600 gross is needed in Malta to reach the same net salary.
Over the €30,000 to €250,000 gross range the ranking reverses at around €104,000: below that level Cyprus leaves the higher net salary, above it Malta does.
Detailed comparison at €80,000 gross
| Cyprus | Malta | |
|---|---|---|
| Gross annual salary | €80,000 | €80,000 |
| Income tax (national or federal) | €13,445 | €19,185 |
| Social contributions | €8,184 | €2,850 |
| Total deductions | €21,628 | €22,035 |
| Net annual salary | €58,372 | €57,965 |
| Net monthly salary | €4,864 | €4,830 |
| Effective deduction rate | 27.0% | 27.5% |
Breakdown of social contributions
Cyprus
| Social insurance | €6,064 |
|---|---|
| GHS (GESY health) | €2,120 |
| Total contributions | €8,184 |
Malta
| Social Security (Class 1) | €2,850 |
|---|---|
| Total contributions | €2,850 |
Examples at several salary levels
| Gross (EUR) | Rate Cyprus | Net Cyprus | Rate Malta | Net Malta |
|---|---|---|---|---|
| €45,000 | 20.3% | €35,886 | 25.1% | €33,715 |
| €80,000 | 27.0% | €58,372 | 27.5% | €57,965 |
| €120,000 | 30.3% | €83,692 | 30.0% | €83,965 |
| €250,000 | 33.1% | €167,159 | 32.6% | €168,465 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
Sources: Cyprus: mof.gov.cy, tax year 2026 · Malta: cfr.gov.mt, tax year 2026
This tool provides estimates based on public datasets. It is not tax advice. Consult a licensed tax advisor or financial professional before making relocation or employment decisions.