Tax comparison
🇨🇭St. Gallen vs 🇨🇭Thurgau
At €80,000 gross, the net annual salary is 57,068 CHF in St. Gallen and 58,038 CHF in Thurgau, a gap of 970 CHF per year. EXPATRIATION.IO comparison, 2026 tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Comparing taxes: St. Gallen and Thurgau
St. Gallen (Swiss canton) and Thurgau (Swiss canton) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 23.5% in St. Gallen compared to 22.2% in Thurgau. That translates to a difference of roughly €1,039 per year in favor of Thurgau.
In St. Gallen, federal tax is 779 CHF while cantonal and municipal taxes add 8,487 CHF, with social contributions (AHV, ALV, BVG) totaling 8,306 CHF. In Thurgau, federal tax is 779 CHF with cantonal/municipal taxes of 7,518 CHF and social contributions of 8,306 CHF.
The net annual take-home is 57,068 CHF in St. Gallen and 58,038 CHF in Thurgau. These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in St. Gallen, about €78,500 gross is needed in Thurgau to reach the same net salary.
That figure answers the same net. For the gross that gives back the same purchasing power, restated at each side's price level, the two answers sit side by side.
Across the €30,000 to €250,000 gross range, Thurgau leaves the higher net salary at every level tested.
Detailed comparison at €80,000 gross
| St. Gallen | Thurgau | |
|---|---|---|
| Gross annual salary | 74,640 CHF | 74,640 CHF |
| Income tax (national or federal) | 779 CHF | 779 CHF |
| Cantonal and municipal tax | 8,487 CHF | 7,518 CHF |
| Social contributions | 8,306 CHF | 8,306 CHF |
| Total deductions | 17,572 CHF | 16,602 CHF |
| Net annual salary | 57,068 CHF | 58,038 CHF |
| Net monthly salary | 4,756 CHF | 4,836 CHF |
| Effective deduction rate | 23.5% | 22.2% |
Breakdown of social contributions
St. Gallen
| AHV/IV/EO (old-age, disability) | 3,956 CHF |
|---|---|
| ALV (unemployment) | 821 CHF |
| BVG/LPP (pension fund) | 2,409 CHF |
| UVG (accident insurance) | 1,120 CHF |
| Total contributions | 8,306 CHF |
Thurgau
| AHV/IV/EO (old-age, disability) | 3,956 CHF |
|---|---|
| ALV (unemployment) | 821 CHF |
| BVG/LPP (pension fund) | 2,409 CHF |
| UVG (accident insurance) | 1,120 CHF |
| Total contributions | 8,306 CHF |
Examples at several salary levels
| Gross (EUR) | Rate St. Gallen | Net St. Gallen | Rate Thurgau | Net Thurgau |
|---|---|---|---|---|
| €45,000 | 17.0% | €37,368 | 16.2% | €37,694 |
| €80,000 | 23.5% | €61,166 | 22.2% | €62,205 |
| €120,000 | 27.4% | €87,156 | 25.0% | €90,018 |
| €250,000 | 32.6% | €168,614 | 29.7% | €175,845 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
With a married household and two children, at the same €80,000 gross, the net annual salary is 63,921 CHF in St. Gallen and 64,600 CHF in Thurgau, a gap of 679 CHF per year.
Sources: estv.admin.ch + cantonal tax administration, tax year 2026
This tool provides estimates based on public datasets. It is not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.