Tax comparison
🇨🇦Ontario vs 🇺🇸New York
At €80,000 gross, the net annual salary is 90,408 C$ in Ontario and 65,404 $ in New York, a gap of about €764 per year once converted. EXPATRIATION.IO comparison, current tax scales: adjust the gross salary and the household below.
Enter in EUR. Converted to local currency automatically.
Expat Package Report
This corridor, with your own two salaries
This page compares the tax schedules. The report compares your amounts: net at origin and at destination, aligned in euros, the gap quantified, the equivalent gross and the package questions to clarify before signing. PDF delivered by email, corridor pre-filled.
Get the report · 49 EURComparing taxes: Ontario and New York
Ontario (Canadian province) and New York (US state) have distinct approaches to taxing employment income. On a gross salary of €80,000, the effective total deduction rate is 29.6% in Ontario compared to 28.7% in New York. That translates to a difference of roughly €764 per year in favor of New York.
In Ontario, federal tax is 20,852 C$ and provincial tax adds 12,784 C$, with CPP/EI contributions of 5,770 C$. In New York, federal tax is 11,340 $ with state tax of 7,922 $ and FICA of 7,014 $.
The net annual take-home is 90,408 C$ in Ontario and 65,404 $ in New York (amounts in respective local currencies, converted from the same EUR gross). These figures assume a single filer with no children or special deductions. Actual results vary based on household composition, deductions, and specific tax credits available in each jurisdiction.
Equivalent gross and tipping point
At €80,000 gross in Ontario, about €78,700 gross is needed in New York to reach the same net salary.
Across the €30,000 to €250,000 gross range, New York leaves the higher net salary at every level tested.
These figures use the default profile. The Expat Package Report runs the same calculation on your own two salaries and household, and quantifies the gap in euros.
Detailed comparison at €80,000 gross
| Ontario | New York | |
|---|---|---|
| Gross annual salary | 128,448 C$ | 91,680 $ |
| Income tax (national or federal) | 20,852 C$ | 11,340 $ |
| State income tax | 0 C$ | 7,922 $ |
| Provincial tax | 12,784 C$ | 0 $ |
| Social contributions | 5,770 C$ | 7,014 $ |
| Total deductions | 38,040 C$ | 26,276 $ |
| Net annual salary | 90,408 C$ | 65,404 $ |
| Net annual (EUR equivalent) | €56,308 | €57,072 |
| Net monthly salary | 7,534 C$ | 5,450 $ |
| Effective deduction rate | 29.6% | 28.7% |
Amounts are shown in each local currency (CAD and USD); EUR equivalents are converted at reference exchange rates last updated on 2026-09-18.
Breakdown of social contributions
Ontario
| CPP (Canada Pension Plan) | 4,230 C$ |
|---|---|
| CPP2 | 416 C$ |
| EI (employment insurance) | 1,123 C$ |
| Total contributions | 5,770 C$ |
New York
| Social Security | 5,684 $ |
|---|---|
| Medicare | 1,329 $ |
| Total contributions | 7,014 $ |
Examples at several salary levels
| Gross (EUR) | Rate Ontario | Net Ontario (EUR) | Rate New York | Net New York (EUR) |
|---|---|---|---|---|
| €45,000 | 25.4% | €33,586 | 23.5% | €34,407 |
| €80,000 | 29.6% | €56,308 | 28.7% | €57,072 |
| €120,000 | 34.7% | €78,320 | 32.5% | €81,027 |
| €250,000 | 43.8% | €140,543 | 37.5% | €156,328 |
These figures assume a single filer with no children; the tool above lets you adjust the salary and the household configuration (married, 1 to 3 children).
Sources: Ontario: canada.ca (CRA) + provincial finance ministries, tax year 2026 · New York: irs.gov + state revenue departments
This tool provides estimates based on public datasets. It is not the opinion of a tax lawyer. Consult a tax lawyer, a chartered accountant or a licensed financial professional before making relocation or employment decisions.