City guide

🇬🇧 Living in London

A global financial and cultural capital where English is native and the world is two hours away

At a glance

Population
8,900,000 (metro: 14M)
Currency
GBP
Avg. salary
€55,000–€90,000
Effective tax
21–28%
Climate
Oceanic
Tax regime
Progressive to 45% + NI
Nomad visa
–

Net salary calculator

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Cost of living

Rent (1-bed, center)€2,086/mo
Rent (1-bed, suburb)€1,622/mo
Groceries (single)€348/mo
Groceries (family)€1,066/mo
Transport pass€185/mo
Restaurant (2 people, mid-range)€127
Coffee€4.00
Gym membership€52/mo
HealthcareNHS free at point of use; private insurance ~€139/month for faster access
Frugal
€2,550
/month
Moderate
€3,650
/month
Comfortable
€5,150
/month

Budget calculator

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Why choose London?

The largest English-speaking expat community in Europe, with global professional networks

NHS healthcare free at the point of use for residents

Unmatched depth in finance, technology, and the arts, with global connectivity

Effective tax rate lower than much of Western Europe at comparable salaries

Incidental remote work permitted on a visitor visa since 2024 for short stays

Extensive public transport: the Underground, Overground, and Elizabeth line across the city

Quality of life

Overall
8
Safety
7.5
Healthcare
8
Education
9
Air Quality
6
Culture
9.5
Expat Community
9.5
English Proficiency
10

Moving to London : checklist

  1. 1Search listings on Rightmove, Zoopla, and SpareRoom for flatshares
  2. 2Budget for an upfront deposit (capped at five weeks rent) plus first month
  3. 3Prepare references and proof of income; landlords often run right-to-rent checks
  4. 4Open a UK bank account; app-based banks like Monzo and Starling accept new arrivals quickly
  5. 5Register with a local GP to access NHS healthcare
  6. 6Get an Oyster card or use contactless for the Underground and buses
  7. 7Apply for a National Insurance number if working
  8. 8Factor in council tax, which varies by borough and property band

Frequently asked questions

What is the income tax rate in London?+
The UK applies a progressive income tax up to 45 percent at the top band, plus National Insurance contributions. For a single person earning between 55,000 and 90,000 euros equivalent, the effective rate including National Insurance sits at roughly 21 to 28 percent, lower than much of Western Europe.
Does the UK have a digital nomad visa?+
No. The UK has no dedicated digital nomad visa and no announced plans for one. Since 2024, incidental remote work for an overseas employer is permitted on a visitor visa, but it cannot be the primary purpose of the visit or a route to residence.
Is London expensive to live in?+
London is the costliest city in this comparison. A one-bedroom in the centre averages around 2,100 euros per month equivalent, with a comfortable monthly budget near 5,200 euros for one person. Costs fall significantly in the outer boroughs and beyond.
How does healthcare work in London?+
The NHS provides healthcare free at the point of use for UK residents. Many residents add private insurance, around 139 euros per month equivalent, for faster access to specialists. Register with a local GP on arrival to access the system.
Can EU citizens still move to London easily?+
Since Brexit, EU citizens are treated as third-country nationals and need an appropriate visa to live and work in the UK, typically a Skilled Worker visa with employer sponsorship. Free movement no longer applies.

Compare London with

🇬🇧vs🇫🇷
London vs Paris
−11% cost
🇬🇧vs🇮🇪
London vs Dublin
−7% cost
🇬🇧vs🇳🇱
London vs Amsterdam
−5% cost

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