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Expat Budget: 🇨🇦 Montreal, Canada
Monthly cost-of-living breakdown for expatriates in Montreal. All amounts in CAD (C$), editable to match your lifestyle.
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Montreal remains one of the most affordable major cities in North America, with rents below Paris levels despite recent increases. Hydro-Quebec electricity is cheap and often included in leases, while groceries cost more than in Western Europe. Public RAMQ coverage applies to eligible residents after a waiting period, which private insurance should bridge. Prices are in Canadian dollars.
Last updated: July 2026. Sources: Numbeo, ECB EUR/CAD reference rate.
Frequently asked questions
What is the average rent in Montreal?
Around 1,770 CAD per month for a one-bedroom apartment in the city centre and 1,380 CAD outside the centre (Numbeo, ECB EUR/CAD reference rate).
What monthly budget excluding rent in Montreal?
Monthly single-person markers, in CAD: groceries 480, utilities 115, internet 59, public transport pass 105. The calculator above adjusts each line by profile.
Is Montreal more expensive than Paris?
On our consolidated index (Paris = 100), Montreal stands at 82. Overall cost of living is lower than in Paris.